Key Benefits / USPs
- Low-interest rates and customized repayment plans
- Fast-tracked approvals for women, youth, and rural enterprises
- Dedicated support for green and inclusive economic developments
- Capacity building & financial literacy support
Pragathi Sustainable Business Loan
The Pragathi Sustainable Business Loan is a purpose-driven financing solution designed to support individuals, communities, entrepreneurs, and enterprises contributing to inclusive, resilient, and environmentally sustainable development in Sri Lanka. The product provides access to finance across key areas such as climate-smart agriculture, sustainable fisheries, renewable energy, green innovation, and inclusive economic activities. By fostering economic empowerment, advancing food and energy security, and encouraging environmental responsibility, Pragathi plays a vital role in building a greener, fairer, and more sustainable future for all.
Eligibility Criteria:
- Sri Lankan citizens aged 18–60 years.
- Individuals, communities, entrepreneurs, or registered MSMEs.
- Business operations must fall under any of the eligible sustainable categories.
- Must have repayment capacity.
- Priority is given to: Businesses that help protect nature or support the community, Women-led businesses, Youth entrepreneurs & Rural and underserved communities.
Applicable Categories:
| Category | Sub-Categories |
|---|---|
| 1. Sustainable Agriculture | - Crop Cultivation - Smart Irrigation - Animal Husbandry - Agri Machineries - Other Agricultural Activities |
| 2. Sustainable Fisheries | - Fisheries and Aquaculture |
| 3. Renewable Energy, Energy Efficiency & Sustainable Transport | - Solar Energy Solutions - Biogas Installations - Electric Vehicles - Hybrid Vehicles - Other Sustainable Transport Options |
| 4. Microfinance & Inclusive MSMEs | - Women-led Businesses - 3-Wheelers for Self-Employment - Rural Entrepreneurs - Youth Startups - Other Micro & Inclusive Enterprises |
| 5. Eco-industries & Green Startups | - Eco-industries - Green Startups |
The Pragathi Sustainable Business Loan is exclusively available at the following branches:
- Balangoda
- Bentota
- Chilaw
- Embilipitiya
- Horana
- Kaduwela
- Kottawa
- Kurunegala
- Moratuwa
- Polonnaruwa
- Rathnapura
- Thambutegama
- Tissamaharama